Life presents our customers with lots of good reasons to borrow money, so we have a variety of different personal and home loan options to help you take your next step. At Georgia First Bank, we make all our lending decisions locally – right here at home. You talk directly to the decision maker, so lending decisions go deeper than the numbers.

Don’t see the type of loan that you are interested in listed below?

Come in and talk to us anyway. Our customers always come first. The possibilities are endless.

Auto/Recreational Loans

    • New or Used Vehicles
    • Boat
    • RV
    • ATV/UTV
    • Tractor/Equipment

Personal Loans

    • Consolidation
    • Personal Expenses

Real Estate Loans

    • Personal Residence
    • Second Residence/Vacation Home
    • Land

Construction Loans

    • Primary Residence Construction
    • Second Home Construction
    • Home Improvement Construction

When you work with a Georgia First banker, you can expect that they have not only an extensive financial background, knowledge of the local market and local connections, but that they will advise you in an honest and sensible way.

Lets Get Started.Contact One of Our Loan Officers!

Maury Beasley

NMLS# 717807

President & CEO

Tanner Underwood

NMLS# 505085

VP, Commercial & Consumer Lender

Melanie Hutcheson

NMLS# 2183026

Consumer Lender

Holt Barwick

NMLS# 2093958

Consumer Loan Officer, Assistant Security Officer

Dianne Byrd

NMLS# 1566197

AVP, Executive Assistant

Michael Thigpen

NMLS# 808407

EVP, Chief Credit Officer

Michele Johnson

NMLS# 689782

Vidalia Market Executive

Julie Cook

NMLS# 462932

Mortgage Specialist/AVP

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